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Financial resolutions for 2018 and cyber security

Financial Resolutions for 2018 and what cyber scams to be aware of.

SAN ANTONIO – Join Mary Ellen Archer, Jefferson Bank Banking Center Manager and Roman Medina Junior, VP information security officer for some financial resolutions of 2018 and some cyber scams to be aware of. Financial literacy is a priority for Jefferson Bank and making financial resolutions is a first step.

Here are some statistics to keep in mind:

• Only 1 in 4 Americans (27%) say they will make a financial resolution this year—an all-time low and down from the 43% who vowed to do so in 2014. (This is according to data released from financial company Fidelity.)

• This comes at a time when more of us than ever may need financial resolutions: Credit card debt hit a record high in 2017, with more than $1 trillion owed, according to the Federal Reserve.

• Student loan debt has jumped 150% over the span of just a decade.

• About 1 in 4 Americans do not have a single dollar for an emergency.

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