Lifestyle & Trends - Money & Finance

Budgeting 101: How new graduates can conquer entry-level income challenges

Spring is the perfect time for young Americans to take a look at their budgets and become financially fit. Not only is April Financial Literacy Month, complete with non-profit organizations around the country offering free seminars and online resources, but millions of high school and college students are also preparing for graduation and the next phase of their lives.

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Thirteen smart financial steps to take in 2013

Many Americans dutifully make New Year's Resolutions, but unfortunately most get broken or forgotten before too long. So let's not call these "New Year's Financial Resolutions." Instead, here are 13 smart financial steps that you can take to help get and keep your finances on track in 2013.

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Insurance fraud: A $40 billion battle

The last thing anyone wants is for his or her insurance rates to increase. Most policyholders would be surprised to know it's the last thing their insurance company wants to happen, too. That's why most major carriers have a department of investigators dedicated to stopping one of the primary causes of rate hikes: insurance fraud. In fact, fraudulent insurance claims are the second most costly white-collar crime in America - to the tune of $40 billion annually.

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How to recharge your resolutions

Many find that the new year is a time to wipe the slate clean. In fact, 45 percent of Americans made New Year's resolutions, according to the Journal of Clinical Psychology from the University of Scranton. But while it is easy to make resolutions, the hard part is actually following through with them.

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The 5 money habits that can help you find true wealth

When did money get so complicated? From spending and charity to saving and investing, it's hard to know exactly what to do with your finances. Cut through the confusion and consider five smart ways you can use your money to your advantage today.

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